Tag Archives: FDCPA violations

Florida Court Rejects Long Standing, Accepted Deifintion of Express Consent Under TCPA

The TCPA was encated in 1991 to stop telemarketing to random phone lines where there was one previous relationship   The law was enacted in response to the use of telemarketers blasting automated calls to all phone lines.  There is an exception for … Continue reading

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What are the Types of Causes of Action that Debt Collectors Use to Sue for Debt?

What is a “cause of action?” A cause of action is a fact or a combination of multiple facts that would give a plaintiff the right to sue and is the basis of a lawsuit.  In a credit card lawsuit … Continue reading

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FDCPA Violation for Hanging Up Prior to Speaking With Caller

       A collection agency was using an automated dialing device to call a supposed debtor.  As soon as the supposed debtor answered the call or the voice mail turned on, the automated dialing machine would end the call.  A FDCPA … Continue reading

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Appeals Court holds debt collector sending mail “in care of” your employer is an FDCPA violation

The Fair Debt Collection Practices Act was implemented as a result of ” abusive, deceptive and unfair debt collection practices by many debt collectors [which] contribute to the number of personal bankruptcies, to martial instability, to the loss of jobs, and to … Continue reading

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