Tag Archives: Debt Collection Attorneys

What are the Types of Causes of Action that Debt Collectors Use to Sue for Debt?

What is a “cause of action?” A cause of action is a fact or a combination of multiple facts that would give a plaintiff the right to sue and is the basis of a lawsuit.  In a credit card lawsuit … Continue reading

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Revolving Debt Continues to Decline

Recently data was released showing that revolving credit debt, which is mostly comprised of credit card debt, has continued to decline.  At its peak in 2008, there was in excess of one trillion dollars in debt.  In July of this … Continue reading

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Many Credit Card Lawsuits Lack Necessary Documents To Win At Trial

The same problems which resulted in multi-billion dollar settlements by the big banks in foreclosure lawsuits are now emerging in credit card lawsuits.  Robo-signing has become a large part of the credit card lawsuit practice resulting in the Plaintiffs filing flawed lawsuits … Continue reading

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Appeals Court holds debt collector sending mail “in care of” your employer is an FDCPA violation

The Fair Debt Collection Practices Act was implemented as a result of ” abusive, deceptive and unfair debt collection practices by many debt collectors [which] contribute to the number of personal bankruptcies, to martial instability, to the loss of jobs, and to … Continue reading

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Number of Consumers with an Account in Collection Grows

 It’s a difficult time for consumers with more consumers having their accounts turned over to third-party collection agencies than in the previous year.  If you have been contact by a collection agency attempting to collect a debt from you, contact … Continue reading

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A Credit Card Lawsuit Road Map

Of course it begins with a debt.  You, the debtor, use a credit card, debit card or incur any other type of debt.  At this point the debtor is dealing with the original creditor, such as American Express. When the debtor … Continue reading

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Fighting Debt Junk Buyers and Collection Lawsuits

Are you being sued by a Junk Debt buyer? A majority of debt lawsuits involve the purchase of large quantities of “Junk Debt.” Junk Debt is debt that the original creditor has given up hope on recovering from the debtor … Continue reading

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Extreme Debt Collection Practices

Many people are incurring credit card debt to pay their bills, make ends meet, and cover necessary expenses that they can’t afford at the time.  Debt can arise in many forms such as credit card debt, bad business investment, car loans, … Continue reading

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