Tag Archives: credit card lawsuit

Questions and Answers About the FDCPA

Q.  What is the FDCPA? A.  The Fair Debt Collection Practices Act (“FDCPA”) is a federal statute that regulates debt collectors and prevents them from engaging in abusive, unfair, or deceptive practices in their efforts to collect a debt. Q. … Continue reading

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Wage Garnishments In Florida

I often consult with clients who call frantic about their paychecks being garnished. Many times they believe that their entire paycheck will be taken until their debt is paid off.  This hopefully will clarify some aspects of wage garnishments in Florida. What is Wage Garnishment in Florida and When Does It Apply? … Continue reading

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Credit Card Delinquencies Decline

According to a report released this month from the American Banker Association, delinquencies on credit cards dropped to 2.93% on all accounts. from 3.08% in the previous quarter.  This report similar to one that was released by the federal Reserve during … Continue reading

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Many Credit Card Lawsuits Lack Necessary Documents To Win At Trial

The same problems which resulted in multi-billion dollar settlements by the big banks in foreclosure lawsuits are now emerging in credit card lawsuits.  Robo-signing has become a large part of the credit card lawsuit practice resulting in the Plaintiffs filing flawed lawsuits … Continue reading

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Number of Consumers with an Account in Collection Grows

 It’s a difficult time for consumers with more consumers having their accounts turned over to third-party collection agencies than in the previous year.  If you have been contact by a collection agency attempting to collect a debt from you, contact … Continue reading

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A Credit Card Lawsuit Road Map

Of course it begins with a debt.  You, the debtor, use a credit card, debit card or incur any other type of debt.  At this point the debtor is dealing with the original creditor, such as American Express. When the debtor … Continue reading

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Fighting Debt Junk Buyers and Collection Lawsuits

Are you being sued by a Junk Debt buyer? A majority of debt lawsuits involve the purchase of large quantities of “Junk Debt.” Junk Debt is debt that the original creditor has given up hope on recovering from the debtor … Continue reading

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