Tag Archives: Collection Agencies

$8,0000 Debt Case Gets Dismissed

It’s always nice to get my client a better results than they expect.  Today,  I had my most recent victory against Portfolio Recovery Associates.  Portfolio Recovery Associates sued my client seeking more than $8,000 as a result of an alleged … Continue reading

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Questions and Answers About the FDCPA

Q.  What is the FDCPA? A.  The Fair Debt Collection Practices Act (“FDCPA”) is a federal statute that regulates debt collectors and prevents them from engaging in abusive, unfair, or deceptive practices in their efforts to collect a debt. Q. … Continue reading

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What Happens if I Received a Statement of Claim?

A Statement of Claim is a form that is used when someone believes you owe them money.  This is the form that begins a case in Small Claims court.  It is a simple form that is filled out by the … Continue reading

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Credit Card Delinquencies Decline

According to a report released this month from the American Banker Association, delinquencies on credit cards dropped to 2.93% on all accounts. from 3.08% in the previous quarter.  This report similar to one that was released by the federal Reserve during … Continue reading

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Revolving Debt Continues to Decline

Recently data was released showing that revolving credit debt, which is mostly comprised of credit card debt, has continued to decline.  At its peak in 2008, there was in excess of one trillion dollars in debt.  In July of this … Continue reading

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Many Credit Card Lawsuits Lack Necessary Documents To Win At Trial

The same problems which resulted in multi-billion dollar settlements by the big banks in foreclosure lawsuits are now emerging in credit card lawsuits.  Robo-signing has become a large part of the credit card lawsuit practice resulting in the Plaintiffs filing flawed lawsuits … Continue reading

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Appeals Court holds debt collector sending mail “in care of” your employer is an FDCPA violation

The Fair Debt Collection Practices Act was implemented as a result of ” abusive, deceptive and unfair debt collection practices by many debt collectors [which] contribute to the number of personal bankruptcies, to martial instability, to the loss of jobs, and to … Continue reading

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Number of Consumers with an Account in Collection Grows

 It’s a difficult time for consumers with more consumers having their accounts turned over to third-party collection agencies than in the previous year.  If you have been contact by a collection agency attempting to collect a debt from you, contact … Continue reading

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A Credit Card Lawsuit Road Map

Of course it begins with a debt.  You, the debtor, use a credit card, debit card or incur any other type of debt.  At this point the debtor is dealing with the original creditor, such as American Express. When the debtor … Continue reading

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Fighting Debt Junk Buyers and Collection Lawsuits

Are you being sued by a Junk Debt buyer? A majority of debt lawsuits involve the purchase of large quantities of “Junk Debt.” Junk Debt is debt that the original creditor has given up hope on recovering from the debtor … Continue reading

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