Tag Archives: broward debt defefnse attorney

$8,0000 Debt Case Gets Dismissed

It’s always nice to get my client a better results than they expect.  Today,  I had my most recent victory against Portfolio Recovery Associates.  Portfolio Recovery Associates sued my client seeking more than $8,000 as a result of an alleged … Continue reading

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Questions and Answers About the FDCPA

Q.  What is the FDCPA? A.  The Fair Debt Collection Practices Act (“FDCPA”) is a federal statute that regulates debt collectors and prevents them from engaging in abusive, unfair, or deceptive practices in their efforts to collect a debt. Q. … Continue reading

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Largest TCPA Class Action Settlement Against Capital One

As I’ve previously blogged, the Telephone Consumer Protection Action (TCPA) protects consumers, and prevents solicitations through the use of an autodialed telephone calls to cell phones.    Recently Capital One settled a TCPA case whereby they agreed to a $75,000,000.00 … Continue reading

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What Happens if I Received a Statement of Claim?

A Statement of Claim is a form that is used when someone believes you owe them money.  This is the form that begins a case in Small Claims court.  It is a simple form that is filled out by the … Continue reading

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Wage Garnishments In Florida

I often consult with clients who call frantic about their paychecks being garnished. Many times they believe that their entire paycheck will be taken until their debt is paid off.  This hopefully will clarify some aspects of wage garnishments in Florida. What is Wage Garnishment in Florida and When Does It Apply? … Continue reading

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What are the Types of Causes of Action that Debt Collectors Use to Sue for Debt?

What is a “cause of action?” A cause of action is a fact or a combination of multiple facts that would give a plaintiff the right to sue and is the basis of a lawsuit.  In a credit card lawsuit … Continue reading

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Capitol One Credit Card Delinquencies Drop

Capital One’s credit card delinquencies decreased in December to 3.61% down from 3.71% for 30-day delinquencies.  The charge-off accounts, which means the bank no longer anticipates being able to collect the account also decreased.  The charge off amount for December decreased … Continue reading

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Credit Card Delinquencies Decline

According to a report released this month from the American Banker Association, delinquencies on credit cards dropped to 2.93% on all accounts. from 3.08% in the previous quarter.  This report similar to one that was released by the federal Reserve during … Continue reading

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Revolving Debt Continues to Decline

Recently data was released showing that revolving credit debt, which is mostly comprised of credit card debt, has continued to decline.  At its peak in 2008, there was in excess of one trillion dollars in debt.  In July of this … Continue reading

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Many Credit Card Lawsuits Lack Necessary Documents To Win At Trial

The same problems which resulted in multi-billion dollar settlements by the big banks in foreclosure lawsuits are now emerging in credit card lawsuits.  Robo-signing has become a large part of the credit card lawsuit practice resulting in the Plaintiffs filing flawed lawsuits … Continue reading

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