Tag Archives: 33020

Questions and Answers About the FDCPA

Q.  What is the FDCPA? A.  The Fair Debt Collection Practices Act (“FDCPA”) is a federal statute that regulates debt collectors and prevents them from engaging in abusive, unfair, or deceptive practices in their efforts to collect a debt. Q. … Continue reading

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Debt Settlement Firm Charged in Criminal Referral

Not all Debt Settlement Companies are ethical, and some don’t even have an attorney that can go to court for you!  Mission Settlement Agency, a debt settlement company, was charged today with defrauding more than 1,200 individuals who were trying to payoff … Continue reading

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Wage Garnishments In Florida

I often consult with clients who call frantic about their paychecks being garnished. Many times they believe that their entire paycheck will be taken until their debt is paid off.  This hopefully will clarify some aspects of wage garnishments in Florida. What is Wage Garnishment in Florida and When Does It Apply? … Continue reading

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Credit Card Delinquencies Decline

According to a report released this month from the American Banker Association, delinquencies on credit cards dropped to 2.93% on all accounts. from 3.08% in the previous quarter.  This report similar to one that was released by the federal Reserve during … Continue reading

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Revolving Debt Continues to Decline

Recently data was released showing that revolving credit debt, which is mostly comprised of credit card debt, has continued to decline.  At its peak in 2008, there was in excess of one trillion dollars in debt.  In July of this … Continue reading

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Fighting Debt Junk Buyers and Collection Lawsuits

Are you being sued by a Junk Debt buyer? A majority of debt lawsuits involve the purchase of large quantities of “Junk Debt.” Junk Debt is debt that the original creditor has given up hope on recovering from the debtor … Continue reading

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Extreme Debt Collection Practices

Many people are incurring credit card debt to pay their bills, make ends meet, and cover necessary expenses that they can’t afford at the time.  Debt can arise in many forms such as credit card debt, bad business investment, car loans, … Continue reading

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Police officer fired for writing too many traffic tickets

  After reading the attached article there are a few allegations that I found to be disturbing. As a very brief summary, a police officer was fired, and others are being investigated, after it was found they were writing too … Continue reading

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