Many people are incurring credit card debt to pay their bills, make ends meet, and cover necessary expenses that they can’t afford at the time. Debt can arise in many forms such as credit card debt, bad business investment, car loans, student loans, mortgage, and countless other ways. Regardless of the type of debt that arises, if you don’t make timely payments you can expect a call from debt a debt collection company.
The link below discusses a few horror stories about those that have been contacted by debt collectors and some methods they use to force, trick, scare and harass consumers to pay debts. Thankfully, there are law offices and laws that protect consumers from debt collection companies such as the Fair Debt Collection Practices Act.